Cybersecurity • 5 min read • July 20, 2026
Navigating Cyber Insurance Requirements in 2026
Why insurers are denying coverage for portfolio companies lacking 24/7 SOC telemetry and immutable backup isolation.
M
Marcus Vance
Principal CISO & Risk Strategist
Navigating Cyber Insurance Requirements in 2026
Underwriting criteria for commercial cyber insurance have tightened drastically. Standard antivirus and basic firewalls no longer pass insurance questionnaires. Insurers now require active Managed Detection and Response (MDR), immutable cloud backups, and mandatory multi-factor authentication (MFA) across all administrative access points.
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